Investor-grade market analytics for San Luis Obispo-Paso Robles, California. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.
$879,827
+1.3% year-over-year
4.1%
gross annual
-6.1%
base case (Zillow ZHVF)
-6.1% year-over-year
Migration: Top 12% nationally
In-migrants avg $109,620 AGI vs out-migrants $73,670
Opportunity Zone Market
1 ZIP codes in San Luis Obispo-Paso Robles are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
San Luis Obispo-Paso Robles, CA is in a stabilization phase with 1.3% year-over-year appreciation, suggesting cooling demand and a shift toward balanced conditions. Affordability pressure is significant: the price-to-income ratio of 9.42x well exceeds the national average of 4.8x. Modest net positive migration (+466 returns/year) provides steady demand support. Climate risk is elevated (70/100), which may impact insurance costs and long-term property values. Rental yield of 4.09% is moderate, offering acceptable cash flow for leveraged investments.
12-month projection (Zillow ZHVF model)
San Luis Obispo-Paso Robles, CA's primary climate exposure is flooding (70/100). The composite climate risk score of 70/100 (High) indicates overall risk which may increase insurance premiums and impact property values over time. Buyers should consider climate-related insurance costs and potential future regulatory changes.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.