Investor-grade market analytics for Waterloo-Cedar Falls, Iowa. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.
$191,869
+3.4% year-over-year
6.8%
gross annual
-6.1%
base case (Zillow ZHVF)
-6.1% year-over-year
Migration: Top 66% nationally
In-migrants avg $49,660 AGI vs out-migrants $56,637
Opportunity Zone Market
3 ZIP codes in Waterloo-Cedar Falls are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Waterloo-Cedar Falls, IA shows steady growth at 3.4% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability remains favorable with a price-to-income ratio of 2.78x, below the national average of 4.8x. Climate risk remains low (15/100), favorable for long-term investment stability. Rental yield of 6.78% is strong, making this market attractive for buy-and-hold investors.
12-month projection (Zillow ZHVF model)
Waterloo-Cedar Falls, IA's primary climate exposure is tornadoes (40/100). The composite climate risk score of 15/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.