Markets/Kansas/Garden City

Garden City, KS Real Estate Market 2026

Investor-grade market analytics for Garden City, Kansas. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$225,040

+1.2% year-over-year

12-Month Forecast

-6.1%

base case (Zillow ZHVF)

-6.1% year-over-year

Market Momentum

➡️
Neutral
6.3mo supply · Score -1/7

Migration: Top 57% nationally

Income Migration

➡️ Neutral1.04x

In-migrants avg $42,909 AGI vs out-migrants $41,255

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Opportunity Zone Market

1 ZIP codes in Garden City are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →

Garden City Market Summary

Garden City, KS is in a stabilization phase with 1.2% year-over-year appreciation, suggesting cooling demand and a shift toward balanced conditions. Affordability remains favorable with a price-to-income ratio of 3.11x, below the national average of 4.8x. Climate risk remains low (18/100), favorable for long-term investment stability.

Affordability

Affordability Score98/100
Price-to-Income Ratio3.1x (national avg 4.8x)
Median Household Income$72,437

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-9.2%
Base Case-6.1%
Bull Case-3.1%

Climate & Natural Hazard Risk

Garden City, KS's primary climate exposure is wind storms (38/100). The composite climate risk score of 18/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Garden City dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.