Investor-grade market analytics for Owensboro, Kentucky. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.
$202,302
+1.7% year-over-year
8.1%
gross annual
-6.1%
base case (Zillow ZHVF)
-6.1% year-over-year
Migration: Top 81% nationally
In-migrants avg $47,331 AGI vs out-migrants $47,970
Opportunity Zone Market
2 ZIP codes in Owensboro are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Owensboro, KY is in a stabilization phase with 1.7% year-over-year appreciation, suggesting cooling demand and a shift toward balanced conditions. Affordability remains favorable with a price-to-income ratio of 3.08x, below the national average of 4.8x. Climate risk remains low (23/100), favorable for long-term investment stability. Rental yield of 8.12% is strong, making this market attractive for buy-and-hold investors.
12-month projection (Zillow ZHVF model)
Owensboro, KY's primary climate exposure is wind storms (48/100). The composite climate risk score of 23/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.