Investor-grade market analytics for Baltimore-Columbia-Towson, Maryland. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.
$390,541
+0.9% year-over-year
5.7%
gross annual
-6.1%
base case (Zillow ZHVF)
-6.1% year-over-year
Migration: Top 99% nationally
In-migrants avg $78,364 AGI vs out-migrants $88,986
Opportunity Zone Market
39 ZIP codes in Baltimore-Columbia-Towson are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Baltimore-Columbia-Towson, MD is in a stabilization phase with 0.9% year-over-year appreciation, suggesting cooling demand and a shift toward balanced conditions. Affordability remains favorable with a price-to-income ratio of 4.01x, below the national average of 4.8x. Net negative migration (-3,738 returns/year) is reducing housing demand pressure. Climate risk remains low (36/100), favorable for long-term investment stability. Rental yield of 5.7% is moderate, offering acceptable cash flow for leveraged investments.
12-month projection (Zillow ZHVF model)
Baltimore-Columbia-Towson, MD's primary climate exposure is wind storms (61/100). The composite climate risk score of 36/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.