Markets/Ohio/Urbana

Urbana, OH Real Estate Market 2026

Investor-grade market analytics for Urbana, Ohio. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$238,697

+4.5% year-over-year

Est. Rental Yield

4.8%

gross annual

12-Month Forecast

-6.1%

base case (Zillow ZHVF)

-6.1% year-over-year

Market Momentum

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Neutral
2.4mo supply ยท Score +1/7

Migration: Top 37% nationally

Income Migration

๐Ÿ’ฐ Wealth Influx1.23x

In-migrants avg $57,698 AGI vs out-migrants $46,904

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Opportunity Zone Market

1 ZIP codes in Urbana are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more โ†’

Urbana Market Summary

Urbana, OH shows steady growth at 4.5% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability remains favorable with a price-to-income ratio of 3.22x, below the national average of 4.8x. Modest net positive migration (+52 returns/year) provides steady demand support. Climate risk remains low (10/100), favorable for long-term investment stability. Rental yield of 4.78% is moderate, offering acceptable cash flow for leveraged investments.

Affordability

Affordability Score97/100
Price-to-Income Ratio3.2x (national avg 4.8x)
Median Household Income$74,239

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-9.2%
Base Case-6.1%
Bull Case-3.1%

Climate & Natural Hazard Risk

Urbana, OH's primary climate exposure is flooding (25/100). The composite climate risk score of 10/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Urbana dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.