Markets/Oklahoma/Elk City

Elk City, OK Real Estate Market 2026

Investor-grade market analytics for Elk City, Oklahoma. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$147,991

+4.2% year-over-year

Market Momentum

❄️
Cooling
3.6mo supply · Score -2/7

Migration: Top 68% nationally

Income Migration

➡️ Neutral1.00x

In-migrants avg $53,079 AGI vs out-migrants $52,977

Elk City Market Summary

Elk City, OK shows steady growth at 4.2% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability remains favorable with a price-to-income ratio of 2.83x, below the national average of 4.8x. Climate risk remains low (25/100), favorable for long-term investment stability.

Affordability

Affordability Score100/100
Price-to-Income Ratio2.8x (national avg 4.8x)
Median Household Income$52,323

Climate & Natural Hazard Risk

Elk City, OK's primary climate exposure is wildfire (50/100). The composite climate risk score of 25/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Elk City dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.