Investor-grade market analytics for Charlotte-Concord-Gastonia, North Carolina. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.
$380,002
-0.8% year-over-year
5.4%
gross annual
-6.1%
base case (Zillow ZHVF)
-6.1% year-over-year
Migration: Top 1% nationally
In-migrants avg $81,103 AGI vs out-migrants $85,980
Opportunity Zone Market
30 ZIP codes in Charlotte-Concord-Gastonia are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more →
Charlotte-Concord-Gastonia, NC-SC is experiencing a correction with -0.8% year-over-year decline, signaling a buyer's market with softening demand. Affordability remains favorable with a price-to-income ratio of 4.74x, below the national average of 4.8x. Strong net positive migration (+8,726 returns/year) reflects sustained population inflows driving housing demand. Climate risk is moderate (40/100) with manageable exposure. Rental yield of 5.38% is moderate, offering acceptable cash flow for leveraged investments.
12-month projection (Zillow ZHVF model)
Charlotte-Concord-Gastonia, NC-SC's primary climate exposure is wind storms (59/100). The composite climate risk score of 40/100 (Moderate) indicates overall risk with manageable exposure that should be factored into investment analysis. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.
Source: FEMA National Risk Index
Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.