Wilmington, NC Real Estate Market 2026

Investor-grade market analytics for Wilmington, North Carolina. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$432,492

-0.9% year-over-year

Est. Rental Yield

4.7%

gross annual

12-Month Forecast

-6.1%

base case (Zillow ZHVF)

-6.1% year-over-year

Market Momentum

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Cooling
4.7mo supply ยท Score -2/7

Migration: Top 7% nationally

Income Migration

๐Ÿ’ฐ Wealth Influx1.32x

In-migrants avg $83,555 AGI vs out-migrants $63,051

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Opportunity Zone Market

3 ZIP codes in Wilmington are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more โ†’

Wilmington Market Summary

Wilmington, NC is experiencing a correction with -0.9% year-over-year decline, signaling a buyer's market with softening demand. Affordability is moderately stretched with a price-to-income ratio of 5.87x, above the national average of 4.8x. Modest net positive migration (+890 returns/year) provides steady demand support. Climate risk is moderate (60/100) with manageable exposure. Rental yield of 4.69% is moderate, offering acceptable cash flow for leveraged investments.

Affordability

Affordability Score59/100
Price-to-Income Ratio5.9x (national avg 4.8x)
Median Household Income$73,687

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-9.2%
Base Case-6.1%
Bull Case-3.1%

Climate & Natural Hazard Risk

Wilmington, NC's primary climate exposure is hurricanes (80/100). The composite climate risk score of 60/100 (Moderate) indicates overall risk with manageable exposure that should be factored into investment analysis. Buyers should consider climate-related insurance costs and potential future regulatory changes.

Source: FEMA National Risk Index

Get the full Wilmington dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.