Markets/Wisconsin/Whitewater

Whitewater, WI Real Estate Market 2026

Investor-grade market analytics for Whitewater, Wisconsin. Data from Zillow ZHVI, FRED, Census ACS, and FEMA NRI. Updated monthly.

Median Home Price

$391,750

+3.9% year-over-year

Est. Rental Yield

4.3%

gross annual

12-Month Forecast

-6.1%

base case (Zillow ZHVF)

-6.1% year-over-year

Market Momentum

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Neutral
4.4mo supply ยท Score -1/7

Migration: Top 20% nationally

Income Migration

๐Ÿ’ฐ Wealth Influx1.71x

In-migrants avg $107,753 AGI vs out-migrants $63,180

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Opportunity Zone Market

1 ZIP codes in Whitewater are designated Qualified Opportunity Zones (IRC 1400Z-2), eligible for capital gains tax deferral on qualifying investments. Learn more โ†’

Whitewater Market Summary

Whitewater, WI shows steady growth at 3.9% year-over-year appreciation, reflecting balanced market conditions with moderate demand. Affordability is moderately stretched with a price-to-income ratio of 5.06x, above the national average of 4.8x. Modest net positive migration (+204 returns/year) provides steady demand support. Climate risk remains low (25/100), favorable for long-term investment stability. Rental yield of 4.3% is moderate, offering acceptable cash flow for leveraged investments.

Affordability

Affordability Score71/100
Price-to-Income Ratio5.1x (national avg 4.8x)
Median Household Income$77,359

Price Forecast Scenarios

12-month projection (Zillow ZHVF model)

Bear Case-9.2%
Base Case-6.1%
Bull Case-3.1%

Climate & Natural Hazard Risk

Whitewater, WI's primary climate exposure is flooding (50/100). The composite climate risk score of 25/100 (Low) indicates overall risk reflecting favorable conditions for long-term real estate investment. This market benefits from relatively low natural hazard exposure compared to coastal and wildfire-prone regions.

Source: FEMA National Risk Index

Get the full Whitewater dataset

Migration flows, ZIP-level neighborhood data, full demographics, price history, and the Market Screener.